Re-mortgaging? Let us find the best deal for you

Cadence Finance will:

    • Compare your current lender to the market leading to inform your decision to empower the best solutions.

    • Provide accessibility to advisors that deliver a relationship led exceptional service

    • Handle the paperwork and save you time and money.

Save time

Maximise the process efficiency and effectiveness to save you time.

Save money

Search across the market to find the best deal with access to expertise to empower the right solution

When

Lenders provide eligibility for product transfers up to 6 months before the current deal ends.  Offer can be valid for 6 months or more.  In a volatile market, an early review can provide value.

Pipeline Tracker

Cadence Finance operates a pipeline tracker and discuss right to withdraw policies.  Following a peak in October 2022, this proved invaluable for clients that started the process in November and then benefiting from multiple drops over the following 3 months.

How much can I borrow

We have market leading affordability models that help you understand your lending capacity.  Access to lender that will facilitate the mortgage require.  Understand your capacity in the event of capital raising for home improvement or debt consolidation

Remortgage Or Product Transfer

We define the effort and value of your existing lender and market leading options to quickly inform preference.

Loan to value

We model loan to value based on existing lender index, automatic valuation models and define the value of thresholds to inform actionable solutions.

Standard variable rate

It is likely you can save money by avoiding a standard variable rate.  We help our existing client with our review service and relationship led service.

Early repayment charge

Paying an early repayment can offer a net saving compared to remaining on a high rate.  We have a process and calculator to help you understand and make an informed decision.